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Should I Buy Now? When you think about buying a home, does it scare you because of the financial risk? It's possible you really haven't thought about the "risk" of not buying. For the majority of people, owning a home is the most reliable way to achieve financial security. Without it, you may find that in the future you will not have access to the capital necessary to pay for your children's education, retire when you want or even start a new business. Equity is the solution. When you make a monthly mortgage payment you are putting your money into a type of savings plan. Over time, you build "equity" in your property that can be converted into cash when you sell, or used as collateral if you should want to remodel, send kids to college, etc. Tax advantages are for homeowners, not renters. As a renter, you are being deprived of tax breaks. Homeownership is one of the last remaining tax shelters. You can save a substantial amount each year on your federal income taxes. Investing for the near future makes good sense. Over time, your house can significantly increase in value, making it one of your best investments. It can also make it possible for you to "move up" to a larger home in the future. Security is a wonderful feeling. Owning your own home gives you a sense of security. You can plan on your housing costs staying the same over time. Financial experts generally suggest that to retire, you will need to build up enough in savings and investments to generate a yearly income of 70% of your pre-retirement income. For that reason alone, it is a good time to buy a home! Print This Page                                                                                                                                             Return to Top of Page Buyers Best Choice is a true Personal Service Real Estate Agency located in Colorado. Web Design by Amaasing Designs