Buyer's Best Choice, Inc.
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The Home Buying
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Information Request
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Contact Info.
Buyers Best Choice
Marilyn VanSteenberg
Phone:  (303) 738-1287
Fax:  (303) 738-1288


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Items You Will Need To Apply For A Loan


Employment
  • Name and address of each employer for the past 24 months
  • 2 years W-2s or 1099s
  • Most recent paycheck stubs covering 30 days
  • If self-employed, commissioned, if you own rental income property, or if you are applying for any form of down payment assistance, 2 years of income tax returns on business and personal income

  • Assets
  • 3 months of most recent bank statements for checking and savings accounts
  • If you will be using retirement or investment accounts, the name, address and 3 most recent statements on these accounts
  • Addresses and loan information on all real estate owned - if rental property, copies of current leases
  • If selling current home, a settlement statement or copy of contract

  • Rental
  • Name, address and phone number of landlords for last 24 months

  • Credit History
  • Names, account numbers and monthly payments on all open charge accounts, credit cards, lines of credit, student loans, other loans
  • If you have ever declared bankruptcy, bring court recorded copies of Schedule A and Discharge of Debtors, along with a written letter of explanation concerning the cause of bankruptcy

  • Other
  • Driver's license and proof of social security number if not on photo ID
  • Check for amount of full credit report
  • If divorced, court recorded copies of divorce decree and settlement
  • If separated, court recorded copies of separation agreement
  • If Veteran, DD-214 and Certificate of Eligibility

  • Under Contract
  • If you have entered into a contract or purchase, a check for the appraisal and a copy of the contract

  • ~~This list is just a general list of items. Your lender may ask for other paperwork depending upon your financial situation and type of loan.

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