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Why Use A Buyer's Agent?
General Information
The Home Buying Process
The Loan Process
Real Estate Documents
Community Information
Selling Your Home
Current Available Property
Information Request Form
Contact Info.
Buyers Best Choice Marilyn VanSteenberg Phone: (303) 738-1287 Fax: (303) 738-1288
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Items You Will Need To Apply For A Loan
Employment
| Name and address of each employer for the past 24 months
2 years W-2s or 1099s
Most recent paycheck stubs covering 30 days
If self-employed, commissioned, if you own rental income property, or if you are applying for any form of down payment assistance, 2 years of income tax returns on business and personal income
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Assets
| 3 months of most recent bank statements for checking and savings accounts
If you will be using retirement or investment accounts, the name, address and 3 most recent statements on these accounts
Addresses and loan information on all real estate owned - if rental property, copies of current leases
If selling current home, a settlement statement or copy of contract
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Rental
| Name, address and phone number of landlords for last 24 months
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Credit History
| Names, account numbers and monthly payments on all open charge accounts, credit cards, lines of credit, student loans, other loans
If you have ever declared bankruptcy, bring court recorded copies of Schedule A and Discharge of Debtors, along with a written letter of explanation concerning the cause of bankruptcy
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Other
| Driver's license and proof of social security number if not on photo ID
Check for amount of full credit report
If divorced, court recorded copies of divorce decree and settlement
If separated, court recorded copies of separation agreement
If Veteran, DD-214 and Certificate of Eligibility
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Under Contract
| If you have entered into a contract or purchase, a check for the appraisal and a copy of the contract
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~~This list is just a general list of items. Your lender may ask for other paperwork depending upon your financial situation and type of loan.
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Buyers Best Choice is a true Personal Service Real Estate Agency located in Colorado.
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